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A Critical Illness policy pays out if you get a life changing illness like cancer, heart attack or stroke.
Wright and Pryce recommended:
Cost: £11.20 per month
Based on 30 year old male with 18 year level term policy at standard rates. Quoted on 8/2/10.
The average age for someone claiming on a Critical Illness policy is 40 (Source Friends Provident)

Some policies will make an extra payment if you have a mastectomy, minor prostate surgery or if your child is seriously ill. Ask your adviser for more information.
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